Escrow banking
in India
Hold funds at a partner bank. Set the conditions. Release when the agreement says so.
CastlerX brings account visibility, approvals and reconciliation into one platform for lending, real estate and enterprise transactions.
- P2P lending and invoice discounting
- RERA, loan disbursement and capital markets
- Configured rules, approvals and transaction records
Book a Demo
See how CastlerX can support your escrow workflow.
CastlerX escrow infrastructure is operational across India.
Escrow for the way your business works
Different transactions need different controls. Choose your use case to see how funds, release conditions and approvals fit together.
For P2P lending platforms
P2P lending
Collect borrower repayments through escrow and split them at source across lender accounts without commingling.
- Borrower repayments enter escrow
- Lender allocations are checked
- Repayments are distributed to lenders
Illustrative workflow. The agreement and applicable account requirements determine the final controls.
More escrow workflows, on the same platform
Dealer network & OEM
Dealer funds enter escrow; shipment and VIN confirmation trigger release to the distributor.
Franchisor-franchisee
Aggregate outlet sales and split royalty, marketing pool, vendor payouts, and franchisee settlement in real time.
Marketplace & trade
Hold buyer funds until delivery is confirmed, then release to the seller or return in full.
M&A holdback
Hold consideration until share transfer, closing documents, and agreed post-closing conditions are verified.
Fintech & PA compliance
Manage safeguarded funds, reserves, commission splits, and scheduled settlements for regulated payment flows.
Trust & retention accounts
Route inbound cash through a controlled waterfall for repayment, interest, and surplus release.
Alternative investments
Hold capital pending diligence, regulatory approval, deployment milestones, or co-investor confirmation.
Liquidation
Distribute proceeds in priority order under trustee or court supervision using a configured waterfall.
Disputes & litigation
Hold funds neutrally until a judgment, arbitration award, or agreed settlement document is verified.
From agreed terms to approved release
The bank holds the account. CastlerX operates the rules, approvals and records around the movement of money.
Define the agreement
Set the parties, beneficiaries, release conditions and approval chain around your transaction.
Fund the escrow account
Funds enter the partner-bank account. Track balances and identify incoming payments through CastlerX.
Verify before release
Apply the agreed milestone, document or API trigger. Route approval to the right maker-checker roles.
Release and reconcile
Execute approved payouts or splits and keep a record of the fund movement, approvals and settlement.
Built around real transaction workflows
Customer leaders describe what Castler brings to enterprise escrow operations.
"Castler simplifies complex escrow workflows, allowing businesses to bypass traditional banking hurdles while still anchoring security with underlying bank infrastructure."
Before you book your demo
A few answers about how CastlerX fits into your bank relationships and transaction structure.
Does CastlerX hold the funds itself?
Funds are held at a regulated partner bank. CastlerX provides the technology for account visibility, release conditions, approvals, reconciliation and transaction records.
Can we use our existing bank relationships?
CastlerX supports orchestration across multiple hard escrow accounts and a virtual escrow layer under a regulated master account. The team will review your bank relationships and transaction structure during the demo.
Can each transaction have different release rules?
Yes. Release conditions can be configured around documents, verified milestones, API events, dates and approval chains. The agreed rules determine when funds can move and who must approve.
Does the platform replace legal or regulatory requirements?
No. Your escrow agreement, account structure, bank requirements and applicable regulations still govern the transaction. CastlerX helps operate the agreed controls and keep an audit-ready record.
What will the demo cover?
We will walk through your selected escrow use case, the flow of funds, release conditions, approval controls and reporting. Share your requirement in the form so the team can focus the conversation.
See your escrow workflow in CastlerX
Show us the transaction you need to govern. We will walk through the account structure, conditions, approvals and reporting.