Who this is for
Secured lenders, debenture trustees, and working capital financiers where borrower cash flows are pledged as security.
USE CASE
Trust & retention accounts
Route inbound cash through a controlled waterfall for repayment, interest, and surplus release.
How the workflow runs
How it works
All inbound revenues enter the TRA. CastlerX applies the lender-specified waterfall — repayment first, operating expenses second, surplus to the borrower. Lenders monitor in real time.
Key outcome
First-charge on cash flows is automated and verifiable. Borrower diversion risk is eliminated.
Benefits: First-charge automation · Reduced diversion · Secured repayment
Lender-defined TRA controls
More escrow use cases
Co-lending & loan disbursement
Hold disbursement capital, release on verified drawdown conditions, and automate repayment waterfalls from receivables.
Dealer network & OEM
Dealer funds enter escrow; shipment and VIN confirmation trigger release to the distributor.
Franchisor-franchisee
Aggregate outlet sales and split royalty, marketing pool, vendor payouts, and franchisee settlement in real time.
Real estate & RERA
Protect buyer advances and release against verified construction milestones under RERA India.
Marketplace & trade
Hold buyer funds until delivery is confirmed, then release to the seller or return in full.
M&A holdback
Hold consideration until share transfer, closing documents, and agreed post-closing conditions are verified.